Diversification. It’s a big word—and often bandied about in investing circles—yet so few of us stop to think about what it could really mean. What does it mean to have a “diverse” retirement portfolio? Does it really refer to owning a lot of different stocks? If so, a single stock fund might suffice. But once the stock market goes down, investors can find out in a hurry how little diversified they really were. Traditional IRA strategies often limit an investor’s options to stocks, bonds, and mutual funds. But using a Checkbook Self-Directed IRA LLC opens up all sorts of different avenues for retirement success. This flexibility can empower you to take control of your retirement savings. And even more importantly, it can potentially yield you high returns. With that in mind, let’s explore a list of potential assets you can validly hold in a Checkbook Self-Directed IRA LLC.
Investment Options for a Checkbook Self-Directed IRA LLC
One of the most appealing parts of a Checkbook Self-Directed IRA LLC? The wide range of investment options available. Beyond traditional stocks/securities, you have the freedom to allocate your funds into various alternative assets, as we mentioned. These can include real estate, promissory notes, precious metals, and even cryptocurrency. Let’s delve into some of these potential assets and how they can diversify your retirement portfolio.
Real Estate
Real estate is a popular choice among investors thinking about retirement. With a Checkbook Self-Directed IRA LLC, you can invest in a variety of real estate properties. Think: residential homes, commercial buildings, developed land, even foreclosures. You can also look into property rehabilitation and flipping, as well as mobile homes and real estate investment trusts (REITs). These investments can offer stable cash flow, long-term appreciation, and potential tax benefits through depreciation deductions.
Promissory Notes & Tax Deeds
Promissory notes and tax deeds are a couple of other asset classes to consider. These investments typically involve lending money to borrowers, or purchasing tax liens on delinquent properties. Within your Checkbook Self-Directed IRA LLC, you can invest in various types of promissory notes. These notes might include mortgages, deeds of trust, or secured and unsecured notes. Investors like these assets for offering regular interest income and potentially high yields. Of course, they all come with varying levels of risk, especially depending on the borrower’s creditworthiness or the property’s condition.
Other Types of Possible Investments
If this already seems like a lot, consider the range of other options available. From precious metals like gold and silver to annuities, foreign currency exchange, and private equity, you have the flexibility to tailor your portfolio to your risk tolerance. Have experience in one type of asset? Great; you can invest in that one if you like. You can even explore niche opportunities such as equipment leasing, structured settlements, and the ever-changing world of cryptocurrency.
A Checkbook Self-Directed IRA LLC can be a powerful tool for savvy investors looking to expand their retirement horizons. By browsing through a list of available assets, you can identify one or two that might hold special attraction for you. Maybe you have experience with them. Maybe you identify best with a strategy that incorporates them into your portfolio. Thanks to the Checkbook Self-Directed IRA LLC, you’d be amazed at what you can accomplish when you have the flexibility of checkbook-style investing within an IRA.
Contact TurnKey IRA at 844-8876-IRA (472) for a free consultation. Download our free guide or visit us online at www.turnkeyira.com.
