It's all about

What if you could use your retirement to invest in real estate tax free, yet stay in full control of your account and pay $0 in transaction fees?

  • Precious Metals
  • Real Estate
  • Money Lending
  • Private Equity
  • Alternative Assets

Flexible IRA Accounts

What is Checkbook IRA?

Most retirement accounts require custodian involvement for every transaction, which means paperwork, fees and wasted time. As the manager of a checkbook IRA LLC, you are empowered to make investments by simply writing a check.

With a self-directed IRA or 401(k) you can invest your retirement funds in a broad range of assets beyond the stocks and bonds offered by traditional providers, including real estate, private companies, precious metals, non-recourse lending and more.

Learn about possible investments

Invest in what you understand

At Turnkey IRA, we believe in the power of investing in what you understand. Our Self-Directed IRA and 401k LLC structures open a broader world of investment options. From real estate to cryptocurrencies and beyond, you can leverage your unique skills and expertise to make investment decisions that could enhance your retirement savings growth.

No fees, no hassle

Experience the freedom of investing without constant hurdles and fees. With a checkbook control LLC from Turnkey IRA, you eliminate the need for custodian consent for every transaction. This means you can make immediate investment decisions and bypass many typical transaction and asset-based fees. The LLC structure allows for a smoother, more cost-effective investment process.


Retain all the tax advantages of conventional retirement accounts with Turnkey IRA's Self-Directed IRA and 401k LLC structures. The LLC is simply a vehicle for your investments, allowing the income to flow back into your IRA or 401k. Whether you have a Traditional IRA, offering tax-deferred growth, or a Roth IRA, offering tax-free growth, you continue to enjoy the tax benefits.

Evaluate investment, file paperwork, wait for approval, pay custodian fees, build wealth.

With a self-directed IRA LLC you can make investments without filling out forms, paying transaction fees and waiting for processing. Chat to our experts about the advantages of an IRA LLC over other retirement accounts.

Our Accounts

Account Types

Navigating the landscape of self-directed IRA LLCs begins with understanding the available account types. The choice primarily involves Traditional IRAs, with their benefit of tax-deferred growth, and Roth IRAs, offering tax-free growth. This key distinction, coupled with varying contribution limits, will determine the kind of account best suited to your financial situation and goals.

Talk to an Expert
Tax Deferred GrowthTax Free Growth

For Everyone

Open to most investors. May be combined with other accounts.

Traditional IRA

Best for those who anticipate being in a lower tax band during retirement.

Roth IRA

Best for those who anticipate being in a higher tax band during retirement.

For The Self-Employed

Available to business owners with no employees.

Solo 401(k)

Higher contribution limits for self-employed people.

In the fast-paced real estate market, the ability to write a check on the spot can be the difference between securing a great deal and missing an opportunity.

Investment Types

What Can I Invest In?

The power of self-directed retirement accounts lies in the broad array of investment opportunities they present. Unlike managed IRAs from banks, which typically restrict the available investment options to stocks, bonds and mutual funds, self-directed accounts unlock the potential for investment in real estate, private businesses, precious metals, private lending and many more legally permitted assets.

Get Started

A Checkbook Self-Directed IRA LLC provides unparalleled flexibility when it comes to real estate investments. This account structure allows you to make quick decisions, often crucial in the fast-paced real estate market, without needing custodian consent for each transaction. The ability to write a check on the spot can be the difference between securing a great deal and missing an opportunity.

Here are a few of the diverse ways our clients use their self-directed IRA or 401(k) to build a profitable real estate portfolio.

  • Single-family homes: These properties can be rented out for steady income.
  • Multi-family properties: Apartment buildings and duplexes provide multiple streams of rental income.
  • Commercial properties: Office buildings, retail spaces, and warehouses can offer substantial returns.
  • Raw land: Purchasing undeveloped land can be profitable, especially in areas likely to see growth.
  • Real Estate Investment Trusts (REITs): These trusts allow you to invest in large-scale, income-producing real estate.
  • Private mortgages: Act as the lender and earn interest on loans to real estate buyers.
  • Fix-and-flips: Purchase properties below market value, renovate them, and sell for profit.
  • Rental condos: Condominiums can be lucrative rental properties in the right market.
  • Mobile home parks: This niche investment can generate high yields.

Let's cut through the jargon.

Discover the wealth-building opportunities of a Self-Directed IRA LLC or Solo 401(k). Schedule your free 15-minute exploration call today and start investing on your own terms.

Setup Process

How does it work?

Establishing a self-directed account may seem daunting, we're here to make the process straightforward. Our experts will guide you through each step, ensuring you have the assistance you need. No need to worry about deciphering jargon; we'll provide a step-by-step walkthrough and answer any questions you have.

Open an Account
  • 1

    Establish a Self-Directed IRA

    The process starts with the drafting of a specialized Self-Directed IRA Operating Agreement containing specific IRA language, registering the LLC with the state and obtaining an EIN from the IRS.

  • 2

    Transfer Retirement Funds

    Transfer/rollover funds from former employer retirement plans or IRAs to new Self-Directed IRA Custodian that allows for investing in an LLC.

  • 3

    Create a Checking Account

    As the named manager of the LLC, you establish a checking account for the LLC at any bank of your choice.

  • 4

    Fund Your Account

    The Self-Directed IRA custodian then processes the investment directive and funds the Self-Directed IRA Owned LLC by wiring the funds to the LLC checking account.

  • 5

    Make Your First Investment

    After the Self-Directed IRA Owned LLC checking account is funded, begin processing investment purchases.

Ready to Learn More?

Get our free guide to self-directed IRA LLC, the most powerful weath building tool for your retirement.

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